How to Negotiate a Car Accident Injury Settlement with Allstate? | Colorado Springs Injury Lawyers

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A car accident often creates stress on all parties involved. Whether you are dealing with severe personal injuries or extensive property damage, there is a good chance you are negotiating with an insurance company. If you are negotiating with Allstate, here are some things to keep in mind.

Allstate is the largest publicly held personal lines insurer in America, with over 16 million customers and over $100 billion in total assets. As with all insurance companies, Allstate will try to pay out as little as possible in claims each year.

If you or someone you love is negotiating with an insurance company after being injured in a car accident, call Zinda Law Group at (800) 863-5312 for a 100% free case evaluation with our Colorado Springs car accident attorneys.

How Does Allstate Handle Car Accident Claims?

File a claim with Allstate as soon as possible after the car accident. After Allstate reviews your claim, an adjuster will reach out to you in order to begin the settlement negotiation process.

Understanding and preparing for how the negotiation process works will be beneficial in settling your claim.

Reservation of Rights Letter

Once you file a claim with Allstate, they will send you a reservation of rights letter. This letter allows Allstate to investigate or defend the claim in order to determine if coverage applies. Additionally, the letter reserves their right to deny coverage based on the information they uncover while in the negotiation process.

A claims adjuster from Allstate will get in touch with you in order to gather further information about the accident. Be honest with the claims adjuster, but do not admit liability if the accident was not your fault. The adjuster will try to use any negative information you provide in order to diminish your claim.

How Much Is My Claim Worth?

Determining the value of your claim before you begin negotiations will help you decide whether to take an offer from Allstate. Valuing a car accident claim depends on a variety of factors. Here are a few things to consider when thinking about the value of your claim:

  • Severity of injuries
  • Lasting effects of the injuries
  • Inability to return to work
  • Whether there were others involved in the accident
  • Property damages

This is not an exhaustive list, and every situation is different. If you are not sure how to value your claim on your own, you may wish to consult with a personal injury attorney. An attorney can help you determine if a lawsuit may be the best course of action.

The Negotiation Process

Allstate will likely make a first offer that is far lower than what you demanded. If you are not satisfied with Allstate’s first offer, be prepared to reject the offer and specify the amount you are looking for. Remind the adjuster of your out of pocket expenses resulting from the accident.

Be patient, as this process can last anywhere from a few months to more than a year. If you are trying to receive maximum compensation, be persistent.

Get Help from Our Colorado Springs Car Accident Lawyers

At Zinda Law Group, our Colorado Springs car accident attorneys have helped thousands of people negotiate settlement agreements with Allstate and other insurance companies. We have the knowledge and resources necessary to help you seek maximum compensation for your damages.

Our firm also believes that a car accident victim should never have to worry about the ability to afford excellent legal representation. That is why we offer 100% free consultations, and why you will pay nothing unless we achieve a favorable settlement, judgment, or verdict for your personal injury case. That’s our No Fee Guarantee.

If you or someone you love has been injured in a car accident, call Zinda Law Group at (800) 863-5312 to receive your free consultation with our Colorado Springs car accident attorneys.

Meetings with attorneys are available by appointment only.

Recommended Reading:

How Long Does It Take to Reach a Settlement with an Insurance Company?
5 Things to Never Say about an Injury Claim to an Insurance Company
How to Successfully Pursue a Car Accident Claim