Who’s to Blame for an Uber or Lyft Accident? | Colorado Springs Injury Lawyers
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Ride-sharing is a thriving industry–so much so that it is replacing traditional taxi cabs in Colorado Springs and throughout the state.
Uber and Lyft are the two giants in the industry, and these services are often cheaper and more convenient than traditional taxi services. However, with the savings and convenience come many questions about insurance and what to do if you are involved in an accident while taking your Uber or Lyft.
If you or a loved one has been injured in a rideshare accident, call Zinda Law Group at (800) 863-5312 for a free consultation with a Colorado Springs Lyft accident lawyer.
Who’s to Blame for an Uber Accident?
Because Uber and Lyft drivers are considered contractors and not employees of the companies, each driver is required to carry their own car insurance policy in addition to the insurance coverage purchased by the ride-sharing company. Because each driver has a policy individualized to their car, age, and driving history, the amount of coverage each provides can vary wildly. It’s for this reason that you may end up filing insurance claims with the driver’s personal insurance company as well as with Uber or Lyft’s commercial policy.
Like with any car accident, ultimate responsibility for any property damage or injuries resulting from an accident involving an Uber or Lyft will depend in large part on who is found to be at fault in the accident.
If your Uber or Lyft driver is found to have caused the accident, their personal car insurance provider will share some responsibility just like they would have had that person been in an accident when they weren’t transporting a passenger. Additionally, Uber or Lyft’s commercial policy provides an additional avenue to compensation for those who were injured in the accident.
If the third-party driver is found to be at-fault, it is most likely that their personal insurance company will be responsible for your damages under that driver’s car insurance policy.
If the Uber or Lyft Driver Was at Fault
As a passenger in an Uber or Lyft, you are likely covered by each company’s commercial liability insurance policy for those accidents caused by your driver. Knowing this, you may choose to file an injury claim against Uber or Lyft as well as with the driver’s personal insurance company. Filing claims with both may help to ensure that you are fully compensated for your injuries in the event that the driver’s policy limits aren’t high enough.
If a Third-Party Was at Fault
When another driver is at fault, make sure you get that person’s insurance and personal information. Don’t rely on your Uber or Lyft driver to do this for you.
While those drivers provide a helpful service, they often aren’t professionals and likely haven’t received any training on what to do in the event of an accident. Instead, collect all the information yourself and begin the process of filing a claim with the third-party’s insurance provider.
Our Colorado Springs Uber Accident Attorneys Can Help
At Zinda Law Group, our Colorado Springs accident lawyers have helped thousands of injury victims get their lives back on track after an accident. We have the knowledge and resources necessary to help you build the strongest case possible and seek maximum compensation for medical bills, property damage, lost income, pain and suffering, and much more.
Our firm also believes that an injury victim should never have to worry about being able to afford excellent legal representation. That is why we offer 100% free consultations, and why you will pay nothing unless we win your case. That’s our No Fee Guarantee.
If you or a loved one has been injured in an Uber or Lyft accident, call Zinda Law Group at (800) 863-5312 to receive your free consultation with one of our Colorado Springs rideshare accident lawyers.
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