What Should I Do If I Can’t Afford My Medical Bills After a Car Accident?

Call (800) 863-5312 to Speak with a Colorado Springs Car Accident Attorney for Free

Are you unable to afford your medical bills that resulted from a recent car accident injury? You’re not alone. Many car accident victims find it very difficult to keep up with the complex treatment that typically happens after an injury.

This can include x-rays, surgeries, physical therapy, chiropractic work, and psychotherapy. These bills can stack up quickly, but there are solutions available to help you pay them.

If you or a loved one is facing significant medical bills after being injured in a car accident, call Zinda Law Group at (800) 863-5312 for a free consultation with an experienced Colorado Springs car wreck attorney.

If Both Parties Have Health Insurance

Colorado recently became a tort jurisdiction, which means that if a driver is injured in an auto accident, they can only seek compensation from the opposing party’s insurance. They cannot receive compensation from their own provider in those cases.

When someone checks into the hospital, they typically give the medical facility the opposing driver’s insurance information. However, the at-fault driver’s insurance won’t pay for anything until all expenses are settled and the case is closed.

Meanwhile, the injured party is still footing the bill for their own medical expenses. Colorado’s tort status makes it tough for injury victims if a case takes particularly long to settle.

If They Don’t Have Health Insurance

If the opposing party in an accident doesn’t have adequate car insurance, the victim is then entitled to settle against their uninsured or underinsured motorist policy. These settlement values will happen more quickly than the previous scenario, but policy limits are often much less.

What Is MedPay?

All car insurance providers are required to offer Medical Payment Coverage, or MedPay. This is an additional premium that helps cover expenses directly resulting from an accident. This can include first responders, emergency room visits, physical therapy, and more. It is usually advisable to not waive your MedPay policy.

Our Colorado Springs Car Accident Lawyers Can Help

At Zinda Law Group, our experienced Colorado Springs car accident lawyers have helped thousands of auto accident victims get their lives back on track after suffering an injury. We have the knowledge and resources necessary to help you pursue maximum compensation for medical bills, property damage, loss of income, pain and suffering, and much more.

We also work on a contingency fee basis, which means you pay nothing unless we achieve a favorable settlement, judgment, or verdict for your case. That’s our no-fee guarantee.

If you or a loved one has been injured in an auto accident, call Zinda Law Group at (800) 863-5312 for a free consultation with an experienced Colorado Springs car accident attorney. Meetings with attorneys by appointment only.