How Does Liberty Mutual Handle Car Accident Injury Claims? | Colorado Springs Injury Lawyers

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Liberty Mutual Insurance is the fourth largest property and casual insurer in the United States. In addition, the company is ranked 75th on the Fortune 100 list of largest corporations in the United States based on 2016 revenue. The top revenue producer for Liberty Mutual is car insurance.

If you are in a car accident, there is a good chance that you may have to negotiate with Liberty Mutual Insurance. Insurance companies may use the same type of claims process, but no two insurance companies handle claims the same. Filing a car accident claim is your first step towards recovery of damages for the injuries you sustained.

If you or someone you love is dealing with Liberty Mutual after being injured in a car accident, call Zinda Law Group at (800) 863-5312 for a 100% free case evaluation with our Colorado Springs car accident attorneys.

Investigating the Accident

After submitting your claim to Liberty Mutual, they will assign a claims adjuster to investigate the validity of your claim. The adjuster’s job will be to talk to you and any other witnesses about what happened. They will also review police reports and other documents that help fill in the details of the accident.

The claims adjuster will also try to poke holes in your story and get you to admit any degree of fault. You may wish to hire your own independent investigator if liability is at issue or the case is factually complex.

Deny and Delay

Liberty Mutual, like other insurance companies, will try to deny or at least minimize your claim. They will likely use any information they have in order to avoid paying out your full claim. You should also expect Liberty Mutual to defend their insured to the fullest extent possible.

In addition, insurance companies have extensive experience delaying the process. They are hoping you will become frustrated with the process and give up by accepting a low settlement offer.

Negotiating a Settlement

When you accept a settlement offer, it is important to keep in mind the potential rights you will be giving up. Accepting a settlement means that you waive your rights to any additional compensation connected to the accident. This is true even if additional medical treatment is necessary.

There is a chance that Liberty Mutual will offer a reasonable settlement for your claim, but don’t expect this to happen overnight. The negotiation process could drag on for longer than you expect, but patience is key to reaching maximum compensation for your injuries.

If your case is complicated, you do not have to go through this process alone. An experienced car accident lawyer can help you navigate the claims process efficiently.

Get Help from Our Colorado Springs Car Accident Lawyers

At Zinda Law Group, our Colorado Springs personal injury attorneys have helped thousands of people navigate the car accident claim process with Liberty Mutual and other insurance companies. We have the knowledge and resources necessary to help you seek maximum compensation for your damages.

Our firm also believes that a car accident victim should never have to worry about the ability to afford excellent legal representation. That is why we offer 100% free consultations, and why you will pay nothing unless we achieve a favorable settlement, judgment, or verdict for your personal injury case. That’s our No Fee Guarantee.

If you or your loved one has been injured in a car accident, call Zinda Law Group at (800) 863-5312 to receive your free consultation with our Colorado Springs car accident attorneys.

Meetings with attorneys are available by appointment only.

Recommended Reading:

What If I’m Injured in a Car Accident but Don’t Have Medical Insurance?
5 Things to Never Say about an Injury Claim to an Insurance Company
3 Steps of the Insurance Negotiation Process for Injury Claims