Does Medicaid Cover a Car Accident? | Colorado Springs Injury Lawyers
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Medicaid is the single largest health insurance provider in the United States, covering some 90 million Americans. If you or a loved one is covered by Medicaid and was recently a victim of a car accident, you may be wondering how Medicaid will cover your medical expenses.
At Zinda Law Group, our Colorado Springs car accident attorneys can answer all your questions and help you understand your legal rights after a car accident. We offer 100% free consultations, and as one of our clients, you will pay absolutely nothing unless we win your case. That’s our No Fee Guarantee.
To learn more about how our firm can help you, call Zinda Law Group at (800) 863-5312 for a free case evaluation with a Colorado Springs auto accident attorney.
Medicaid in Colorado
In Colorado, whoever is at fault in a car accident is required to shoulder the cost of the victim’s medical bills and car repair expenses.
However, before the victim can settle their case, they may accrue costly medical bills that they may have to finance until a settlement is reached.
Filing a Personal Injury Claim After a Car Accident
If you or a loved one was injured in a car wreck, the most important thing to do after all medical and first aid needs are taken care of, is to file an accident report and document the scene of the accident, including gathering witness accounts. An accident report will ensure that there is a record of who is liable for the accident.
If you plan to demand a settlement from an insurance company for your injuries, you may want to hire a personal injury attorney to help you mount an investigation. This would include gathering evidence to the liability and potential misconduct of the at-fault driver.
Also, keep a careful log of all medical bills and any treatment needed after your accident. Clients may also find it advantageous to keep a daily journal of their experience dealing with their injuries, in order to have a written account of any non-economic damages involved in their accident.
Medicaid, Personal Injury Claims, and Subrogation
If you pursue a personal injury claim for a car accident, either you or your lawyer may be required to notify Medicaid. Once a settlement has been reached, you may be required to again contact Medicaid and update them about your personal injury case.
The reason for this notification requirement is that the Medicaid provider may be entitled to reimbursement for the medical bills it paid for. The provider may notify the insurance company involved in the personal injury suit that it has a lien interest in any settlement you receive, and may take a portion of that to cover its expenses.
Your health insurance company being entitled to recover the amount it spent on your medical care is called subrogation. Not all health insurance companies have a right to subrogation, but you may be legally required to pay your health insurance provider the amount they spent on your injuries out of whatever settlement you receive.
Due to subrogation, the settlement figure you end up with may be reduced after your health insurance provider is reimbursed. Similarly, if you are found to be at fault in any claim you seek, Medicaid may hold you accountable for the amount it spent on your health care.
Get Help from Colorado Springs Car Collision Attorneys
In order to maximize the value of your personal injury claim, it is important to take into consideration the fact that Medicaid may be reimbursed for its expenses. Our Colorado Springs accident attorneys can help you seek compensation for your damages.
Our firm also believes car crash victims should never have to worry about being able to afford superior legal representation. That is why we offer 100% free consultations, and why you will pay nothing unless we win your case. That’s our No Fee Guarantee.
If you or a loved one has been injured in a car accident, call Zinda Law Group at (800) 863-5312 to receive your free consultation with one of our experienced auto accident lawyers in Colorado Springs.
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