How Do I Negotiate a Car Accident Injury Settlement with Progressive Insurance? | Colorado Springs Injury Lawyers
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Don’t let Progressive Insurance’s popular commercials with “Flo” fool you—Progressive is a Fortune 500 company that makes its money offering low-ball settlements to individuals like you.
If you find yourself in a position where you must negotiate with Progressive, it’s important that you know all of your legal options to find representation that can help you recoup your losses and try to ensure that you get paid the full amount that you are owed.
Progressive Isn’t as Client-Friendly as You Might Think
Customers and third parties should be wary of Progressive’s incentive to promote its bottom line. A simple Google search will bring you to hundreds of one-star reviews from angry insurance claimants who believe that Progressive failed to provide them fair settlements.
When filing your claim, keep in mind that Progressive’s first offer will probably be far less than you deserve. Getting a fair settlement often requires both determined negotiation and the expertise of a trusted lawyer.
Filing Your Claim
Filing your claim is the relatively easy part. You can either log in to your Progressive account online, or you can call/ From there, an agent will ask you some preliminary questions, and generally by the end of the business day, they will call you with further questions and to schedule a vehicle inspection.
Based on the facts he or she gathers from you and by inspecting your vehicle, the adjuster will try to size up the overall damage and establish a settlement value. Adjusters work for the insurance company and therefore want to dig up any information that will limit your claim. Remember that any information you provide the adjuster will be on the record and taken into account.
For this reason, it is important not to immediately cast blame on yourself or make assumptions that you have no injuries. The shock of the accident may make it hard to logically parse out the cause of the accident, and your adrenaline may also prevent you from realizing potential injuries.
In addition, it is a good idea to go to the doctor immediately following the accident so that someone with medical expertise can help you realize the extent of your injuries, and those injuries will be documented for future settlement purposes.
Finding a Trusted Attorney to Negotiate Your Settlement
Before the adjuster proposes an offer, you should fully evaluate the extent of your losses. There may be some categories of losses that at first glance you did not consider. Even if you did recognize the need for compensation for property damage, medical bills, long-term treatment, pain and suffering, or lost wages, it may be wise to consult with an attorney to ensure that you have properly appraised the value of your needs. Figuring this out now rather than later will help you in the long run.
A trusted personal injury attorney can further help you stand up to Progressive. If you try to represent yourself in negotiating, Progressive has less of an incentive to go back and forth with you because it knows that you will be up against its team of attorneys in court.
But you deserve better. The right attorney will help underscore the unique aspects of your case and advocate for you as an individual. He or she will do their best to reduce your post-accident stress by using their technical expertise to fight for you.
Get Help from Our Colorado Springs Car Accident Attorneys
At Zinda Law Group, our Colorado Springs automobile accident attorneys have helped crash victims get favorable settlements with Progressive and other insurers. We have the knowledge and resources necessary to help you seek maximum compensation for your settlement.
Our firm also believes that a car accident victim should never have to worry about their ability to afford excellent legal representation. That is why we offer 100% free consultations, and why you will pay nothing unless we achieve a favorable settlement, judgment, or verdict for your personal injury case. That’s our No Fee Guarantee.
If you or a loved one has been injured in a wreck and is wanting to negotiate their claim with Progressive, call Zinda Law Group at (800) 863-5312 to receive your free consultation with our Colorado Springs car accident lawyers.
Meetings with attorneys are available by appointment only.