Should I Give a Statement to the Other Driver’s Insurance After an Injury? | Colorado Springs Injury Lawyers
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No one wants to think about being in a car accident, but knowing how to properly handle the aftermath is important to protecting your claim. Following an accident, you may be contacted by the other driver’s insurance company asking for a statement. But do you have to provide the other driver’s insurer with a statement? No.
While you may be obligated to provide a statement to your insurer based on the obligations of your policy, there is no law that requires you to provide a statement to the other driver’s insurer.
If you or a loved one has been injured in an auto accident, you may entitled to compensation for medical bills, property damage, lost income, pain and suffering, and more. Call Zinda Law Group at (800) 863-5312 for a free consultation with an experienced car injury lawyer in Colorado Springs.
Beware of Insurance Adjusters
Remember, at the end of the day, an insurance company is a business whose goal is to make money. When you get the call from the other driver’s insurer, keep in mind that the person on the phone is not on your side, no matter how supportive they sound.
They may say that providing them a statement will speed up your claim. Occasionally, an aggressive adjuster may tell you that your claim cannot be resolved without a statement. These statements are not true, and in reality adjusters are just looking for evidence to minimize your claim.
Their goal is to pay out as little as possible. Since the person on the other end of the phone is a professional interviewer, it is crucial that you be very careful in what information you volunteer.
Preserving Your Claim
If you do receive a call from the other driver’s insurance adjuster, limit the information you provide to the basics and refer them to the police report. Stick to giving basic information, such as your name, address, and phone number. If the adjuster pressures you for a statement or more details on the accident, refer them to your injury attorney or a representative from your insurance company.
For no reason should you allow for the recording of your statement. If the adjuster asks to record your call, politely decline. Unfortunately, anything you say, especially if recorded, can be used against you later on to deny or limit your claim.
Even statements that appear innocent may have damaging repercussions, so it is best you have your lawyer or someone from your insurance company communicate with the other driver’s insurer on your behalf.
Our Colorado Springs Car Accident Lawyers Can Help
Obtaining compensation after an accident can be overwhelming and intimidating. If you or a loved one is filing a claim, you may need assistance from an experienced lawyer in your area.
At Zinda Law Group, our Colorado Springs car accident attorneys have helped thousands of injury victims get their lives back on track after an automobile crash. We have the knowledge and resources necessary to help you build the strongest claim possible and to pursue maximum compensation for your injuries. And as one of our clients, you will pay nothing unless we win your case.
Call Zinda Law Group today at (800) 863-5312 for a free consultation with one of our experienced Colorado Springs car accident lawyers. Meetings with attorneys by appointment only.