How to Successfully Pursue a Car Accident Claim
Call (800) 863-5312 to Speak with a Colorado Springs Car Accident Lawyer for Free
A car accident can have repercussions that ripple through your life. Besides damage to your car, there may be physical and emotional scars that persist for years to come.
Many car accident victims are unprepared to negotiate with insurance companies or to file a lawsuit, and they are often left wondering how to successfully pursue a car accident claim to recover compensation for medical bills, loss of income, property damage, and more.
If you or a loved one has been injured in a car accident, call Zinda Law Group at (800) 863-5312 for a free consultation with a skilled Colorado Springs auto injury lawyer.
The Insurance Company
After you’ve been involved in a car accident and have received appropriate medical treatment, one of the first steps you’ll take is to contact the insurance company of the at-fault driver. Once an insurance claim is started, your case will be assigned to a claims adjuster.
No matter how supportive your claims adjuster sounds over the phone, remember that their job is to limit the value of your claim. Insurance companies are in the business to make money, and this often means they become an adversary when you file a claim. If you keep this in mind, you will not be surprised as you begin negotiating insurance settlements.
Information Is Key
When filing your claim, there is some information you should have on hand. The information necessary will vary slightly depending on the nature of the incident. While still on the scene, if possible, get the contact information for:
• The other driver;
• The other driver’s insurance company;
• The policyholder, if different from the driver;
• Witnesses; and
• Law enforcement officers on scene.
Often, the insurance company will require extensive information before they make you an initial offer. Some information that will be helpful in resolving your claim includes:
• Date and time of the incident
• Location of the incident
• Any photographs taken on scene
• The cause of the damage
• Any injury details
• A list of the vehicles or property involved
• Car rental expenses
• Medical expenses
• Lost wages
Be diligent. All information provided to the insurance adjuster should be accurate. If you have hired a car accident attorney, supply them with all this information and they will communicate directly with the insurance company on your behalf. Remember that all information provided will be scrutinized for possible reasons to limit your claim.
What to Expect in a Settlement
Be patient. Before negotiating with your claims adjuster, be sure you have realized the scope of your losses. You will only get one chance at collecting the compensation you are entitled to, so do not rush in and short change yourself. Jumping at the first settlement offer is inadvisable.
Ensure that the settlement offer is adequate to cover any long-term treatment costs or pain and suffering you have endured. If your accident is more than a fender bender and resulted in serious injuries, you are likely better off hiring an auto accident attorney than pursuing your claim alone. An experienced personal injury attorney will be able to understand the full scope of the compensation you are entitled to and if the settlement offer is unfair you may need to pursue a lawsuit.
Our Colorado Springs Car Accident Attorneys Will Fight on Your Behalf
At Zinda Law Group, our Colorado Springs car accident lawyers are highly experienced in dealing with insurance companies. We have the knowledge and resources to help you build the strongest case possible and seek maximum compensation for medical bills, property damage, lost income, pain and suffering, and more.
If a settlement from the insurance company is not in your best interest, we are also fully prepared to go to court and to litigate on your behalf. Our skilled attorneys will handle the entire legal process while you focus on what is most important: your recovery.
If you or a loved one has been injured in an auto accident, call Zinda Law Group at (800) 863-5312 for a free consultation with one of our experienced car accident lawyers in Colorado Springs. Meetings with attorneys are available by appointment only.