What to Expect in a Car Accident Injury Settlement with USAA | Colorado Springs Injury Lawyers

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If you have been in a car accident before, you understand the headache it can be to get everything resolved. Dealing with insurance companies is time consuming and can be overwhelming. The more familiar you can become with the negotiation process, the smoother the experience will be.

United Services Automobile Association (USAA) provides insurance and financial services to U.S. military members and their families, as well as to civilians. Just like other insurance companies, USAA’s goal is to make money. One way they do this is by limiting the amount of money they will pay out in claims.

El Paso County is home to five military commands, and together these bases contribute almost $6 billion to the local economy. With the large military presence in Colorado Springs, it is likely that there are many people insured by USAA.

If you or someone you love is negotiating with USAA after being injured in a car accident, call Zinda Law Group at (800) 863-5312 for a 100% free case evaluation with our Colorado Springs car accident attorneys.

Damage to Person or Property?

If the accident caused solely property damage, the claim process will be relatively simple. File a claim with USAA that includes the amount of property damage resulting from the accident.

On the other hand, if the accident caused personal injuries as well, the process will likely be more complicated and involve negotiations between the parties. You can expect that USAA will try to diminish the value of your claim in any way they can.

Send a Demand Letter

The first step in any claim process is to send USAA a demand letter detailing the damages you are requesting. This should take into account medical expenses, lost wages, and property damage. In addition, the letter should outline the facts of the claim and specify any injuries sustained.

Once your demand letter is sent, a claims adjuster will follow up with you in order to start investigating the accident. Be mindful of everything you say to USAA as they will likely use it against you in order to downplay the accident or your resulting injuries.

First Offer

You can expect that the first offer USAA makes will not be enough to cover your out-of-pocket expenses. If you are looking for a quick settlement, then taking the first offer will satisfy that goal. However, if you want to maximize your compensation, you will need to extend the negotiations.

Rejecting the first offer will signify to USAA that you are serious about your demand.  Although USAA is not under any obligation to settle with you, it is likely that they will make subsequent offers. Highlight the strongest points in your case and reiterate the expenses you have incurred as a result of the accident.

Although you can go through this process on your own, it may be beneficial to hire an experienced personal injury attorney to negotiate a car accident settlement with USAA.

Get Help from Our Colorado Springs Car Accident Lawyers

At Zinda Law Group, our Colorado Springs car accident attorneys have helped thousands of people negotiate settlement agreements with USAA and other insurance companies. We have the knowledge and resources necessary to help you seek maximum compensation for your damages.

Our firm also believes that a car accident victim should never have to worry about the ability to afford excellent legal representation. That is why we offer 100% free consultations, and why you will pay nothing unless we achieve a favorable settlement, judgment, or verdict for your personal injury case. That’s our No Fee Guarantee.

If you or someone you love has been injured in a car accident, call Zinda Law Group at (800) 863-5312 to receive your free consultation with our Colorado Springs car accident attorneys.

Meetings with attorneys are available by appointment only.

Recommended Reading:

How to Calculate the Value of Your Car Accident Claim
Should I Give a Statement to the Other Driver’s Insurance Company?
How Long Does an Insurance Settlement Take?